So you have decided that you are
  going to borrow  money against the
  equity in your home and take out a
  secured homeowner loan. You
  want to borrow money to finance
  the renovations of your home.
 
  Perhaps, you want to renovate your  kitchen, all of your   bathrooms and  add a new extension to the back of the   house. This will all be very expensive, so your main question   is: how  much money will you be able to borrow?

  The amount you can borrow is determined by a number of    factors and varies  from lender to lender.

  A rule of thumb is that you should be able to borrow   approximately 4 times your joint gross income. To find out   exactly how much  you can borrow, contact one of our   mortgage advisers on 0800 043 5978,  they  will be able   to give you an exact loan amount available based on your   current circumstances.